Road Accident Claims – What You Need to Know

Road accidents can be very traumatic, especially when it is not your fault. They can also be quite intensive in terms of emotional stress and physical injuries. Making a road accident claim will ensure that your suffering does not go uncompensated.

Road accidents, notably collisions and other incidents involving more than one party are often caused due to negligence or failure to act, by certain parties.

Seeking a road accident claim will ensure that those parties and their insurance companies are held responsible for the state of your injuries and damages. After all, if it wasn’t your fault there should be no need for your insurance company to compensate.

Having a lawyer will be a great benefit. Additionally, a lawyer on a no win no fee clause will mean that you only have to pay a percentage if you win; if you lose the case you do not have to incur additional expenses for your legal help. Having lawyers and legal representatives will also make the process, which can be quite long, less stressful. These procedures can involve a lot of discussions with the other parties’ side, discussing and presenting relevant information and evidence as each party makes their relevant claims or defence.

Collecting Information

To this end, there is some information that will generally be asked of from you or otherwise acquired. Police reports from the scene, for instance, will often serve as evidence. This includes things such as skid and tyre marks, which can be used to reconstruct which party did what during the incident.

Likewise, medical reports will be used to assess the amount of damage that you suffered during your accident. Having a medical examination as soon as possible after the accident will give the best indication of your injuries. This may sound extreme, but it serves as evidence by showing how you were injured and why you need compensation. Many more severe road accidents can often stop innocent people from working or otherwise making money.

Vehicle Damage

Being a road accident, it is also likely that your car or vehicle was damaged as well. In severe cases, this may necessitate extensive repairs or, in worst case scenarios, a new, replacement vehicle.  If the incident which caused this was not your fault, it is not fair for you to pay for this.

A road accident claim will help you and your legal representatives to push for compensation for these damages. Similar to the medical reports, having an expert overlook and assess the vehicle will give an estimate of how much it should cost. Your lawyer can advise you on various experts that are best for this sort of report.

Regardless, the basic premise is that if you are not to blame for the resulting damages, you are not responsible for your medical difficulties or repairing your vehicle. Those damages can be claimed from the opposing party if they are found to be blamed. This will then usually be taken up with that party’s insurance company.